Knowledge and skills :
- 5 + years of experience in some or all facets of consumer finance businesses (Unsecured loans, Two Wheeler loans, Retail financing, Personal Loans etc.
- Strong People Management skills
- Strong analytics and technology orientation
- Relevant demonstrated leadership experience in managing a hi-performance team with a sound understanding of key business drivers
Graduate, with a Masters in Marketing Preferable.
MBA/ PGDM or equivalent Qualification preferred.
Preferred experience of 5 + years in banking, retail loans, team handling, etc.
- He will be responsible for managing the retail loan vertical in specific cluster. He will be responsible for Personal loans, Open market - Individual loans, cross sale of retail credit products to branch banking customers.
- Expand and grow business opportunities using multiple channels like direct sales team, Branches and alternate bank channels in his respective cluster.
- Meet disbursement targets, maintain spread, manage expenses and meet the resultant profit targets.
- Ensure impeccable portfolio quality.
- Maintain productivity & efficiency standards
- Leading, directing and developing talent to build domain and functional expertise.
- Responsible for retail loans to branch banking customers in his cluster
- Monitor the budgets for the retail loans are met with no backlogs
- Manage portfolio quality across the various cities where Retail Loans have been marketed
- Identify and expand the portfolio to branches based on comprehensive market research
- Ensure that Loan Officers - Retail Loans are managing the collection of each clusters on a day to day basis and ensure that the follow-up for over dues. Immediately first through Loan Officers, Collection Officers and then personally
- Ensuring that all channels are utilized to best efficiency so as to make the customer journey se
|Experience||5 - 12 Years|
|Salary||15 Lac To 18 Lac P.A.|
|Industry||Sales & Marketing / Business Development/telecaller|
|Qualification||Other Bachelor Degree, M.B.A/PGDM|
|Key Skills||Personal Loans two wheeler loan retail financial|
HR Devi Talent Acquisition
|About Company||With over twenty years of HR experience, we have provided exemplary HR and management services to the country’s|
|Contact Person||Swati Deshpande|